USDA streamlined refinancing refers to a mortgage-refinancing option offered by the United States Department of Agriculture (USDA). The USDA streamlined refinancing is for homeowners who purchased their home using a USDA loan. A Section 502 loan,
Net-net is a value investing technique developed by Benjamin Graham in which a company is valued based solely on its net current assets. Net net focuses on current assets, taking cash and cash equivalents at full value, then reducing accounts receivable
Financial engineering is the use of mathematical techniques to solve financial problems. Financial engineering uses tools and knowledge from the fields of computer science, statistics, economics, and applied mathematics to address current financial
A Treasury note (T-note for short) is a marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years.
A price ceiling is the mandated maximum amount a seller is allowed to charge for a product or service. Usually set by law, price ceilings are typically applied only to staples such as food and energy products when such goods become unaffordable to
Regulation D (Reg D) is a Securities and Exchange Commission (SEC) regulation governing private placement exemptions. It should not be confused with Federal Reserve Board Regulation D, which limits withdrawals from savings accounts. Reg D offerings
A vanilla strategy is a common or popular approach to investing or decision making in business. Although the concept is relatively basic, many investors succeed by sticking with a simple, proven strategy such as passive investing through broad exchange
A living will – also known as an advance directive – is a legal document that specifies the type of medical care that an individual does or does not want in the event they are unable to communicate their wishes.
Receivables, also referred to as accounts receivable, are debts owed to a company by its customers for goods or services that have been delivered or used but not yet paid for.
An FDIC insured account is a bank or thrift account covered by the Federal Deposit Insurance Corporation (FDIC), an independent federal agency responsible for safeguarding customer deposits in the event of bank failures.