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Investments glossary

USDA Streamlined Refinancing

USDA streamlined refinancing refers to a mortgage-refinancing option offered by the United States Department of Agriculture (USDA). The USDA streamlined refinancing is for homeowners who purchased their home using a USDA loan. A Section 502 loan, read more

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Investments glossary

Net-Net

Net-net is a value investing technique developed by Benjamin Graham in which a company is valued based solely on its net current assets. Net net focuses on current assets, taking cash and cash equivalents at full value, then reducing accounts receivable read more

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Investments glossary

Financial Engineering

Financial engineering is the use of mathematical techniques to solve financial problems. Financial engineering uses tools and knowledge from the fields of computer science, statistics, economics, and applied mathematics to address current financial read more

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Investments glossary

Treasury Note

A Treasury note (T-note for short) is a marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years.

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Investments glossary

Price Ceiling

A price ceiling is the mandated maximum amount a seller is allowed to charge for a product or service. Usually set by law, price ceilings are typically applied only to staples such as food and energy products when such goods become unaffordable to read more

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Investments glossary

SEC Regulation D (Reg D)

Regulation D (Reg D) is a Securities and Exchange Commission (SEC) regulation governing private placement exemptions. It should not be confused with Federal Reserve Board Regulation D, which limits withdrawals from savings accounts. Reg D offerings read more

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Investments glossary

Vanilla Strategy

A vanilla strategy is a common or popular approach to investing or decision making in business. Although the concept is relatively basic, many investors succeed by sticking with a simple, proven strategy such as passive investing through broad exchange read more

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Investments glossary

Living Will

A living will – also known as an advance directive – is a legal document that specifies the type of medical care that an individual does or does not want in the event they are unable to communicate their wishes.

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Investments glossary

Receivables

Receivables, also referred to as accounts receivable, are debts owed to a company by its customers for goods or services that have been delivered or used but not yet paid for.

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Investments glossary

FDIC Insured Account

An FDIC insured account is a bank or thrift account covered by the Federal Deposit Insurance Corporation (FDIC), an independent federal agency responsible for safeguarding customer deposits in the event of bank failures.