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Investments glossary

Other Post-Employment Benefits (OPEB)

Other post-employment benefits (OPEB) are the benefits that an employee will begin to receive at the start of retirement. This does not include pension benefits paid to the retired employee. Other post-employment benefits that a retiree can be compensated read more

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Investments glossary

Home Mortgage

A home mortgage is a loan given by a bank, mortgage company or other financial institution for the purchase of a residence—either a primary residence, a secondary residence, or an investment residence—in contrast to a piece of commercial or industrial read more

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Investments glossary

Fully Amortizing Payment

A fully amortizing payment refers to a type of periodic repayment on a debt. If the borrower makes payments according to the loan’s amortization schedule, the debt is fully paid off by the end of its set term. If the loan is a fixed-rate loan, read more

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Investments glossary

Qualified Terminable Interest Property (QTIP) Trust

A qualified terminable interest property (QTIP) enables the grantor to provide for a surviving spouse and maintain control of how the trust’s assets are distributed once the surviving spouse dies. Income, and sometimes principal, generated from read more

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Investments glossary

Defining a Nomination Committee

A nomination committee is a committee that acts as part of an organization’s corporate governance. A nomination committee will evaluate the board of directors of its respective firm and examine the skills and characteristics needed in board candidates. read more

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Investments glossary

Over-Collateralization (OC)

Over-collateralization (OC) is the provision of collateral that is worth more than enough to cover potential losses in cases of default.

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Investments glossary

Nonfeasance

Nonfeasance is a legal concept that refers to the willful failure to execute or perform an act or duty required by one’s position, office, or law, whereby that neglect results in harm or damage to a person or property. The perpetrator can be found read more

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Investments glossary

Inventory Management

Inventory management refers to the process of ordering, storing, and using a company’s inventory. These include the management of raw materials, components, and finished products, as well as warehousing and processing such items.

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Investments glossary

Bear Trap

A bear trap is a technical pattern that occurs when the performance of a stock, index, or other financial instrument incorrectly signals a reversal of a rising price trend. The trap is thus a false reversal of a declining price trend. Bear traps can read more

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Investments glossary

Lease Option

A lease option is an agreement that gives a renter a choice to purchase the rented property during or at the end of the rental period. It also precludes the owner from offering the property for sale to anyone else. When the term expires, the renter read more