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Investments glossary

Total Bond Fund

A total bond fund is a mutual fund or exchange-traded fund that seeks to replicate a broad bond index. A total bond fund owns many securities across a range of maturities, from both public and private sectors. The most common index used as a benchmark read more

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Investments glossary

Generation X – Gen X

Generation X, which is sometimes shortened to Gen X, is the name given to the generation of Americans born between the mid-1960s and the early-1980s. The exact years that comprise Gen X vary. Some researchers, like demographers William Straus and read more

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Investments glossary

Basel II

Basel II is a set of international banking regulations put forth by the Basel Committee on Bank Supervision, which leveled the international regulation field with uniform rules and guidelines. Basel II expanded rules for minimum capital requirements read more

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Investments glossary

Pump Priming

Pump priming is the action taken to stimulate an economy, usually during a recessionary period, through government spending and interest rate and tax reductions. The term pump priming is derived from the operation of older pumps – a suction valve read more

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Investments glossary

William F. Sharpe

William Forsyth Sharpe is an American economist who won the 1990 Nobel Prize in Economic Sciences, along with Harry Markowitz and Merton Miller, for developing models to assist with investment decision making.

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Investments glossary

Product Line

A product line is a group of related products all marketed under a single brand name that is sold by the same company. Companies sell multiple product lines under their various brand names, seeking to distinguish them from each other for better usability read more

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Investments glossary

Immediate Family Defined

Immediate family refers to a person’s smallest family unit, consisting of the closest relatives, such as parents, siblings, and children. An immediate family may contain both biological relatives and those related through marriage, such as a read more

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Investments glossary

Synergy

Synergy is the concept that the combined value and performance of two companies will be greater than the sum of the separate individual parts. Synergy is a term that is most commonly used in the context of mergers and acquisitions (M&A). Synergy, read more

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Investments glossary

Social Welfare System

A social welfare system provides assistance to individuals and families in need. The types and amount of welfare available to individuals and families vary depending on the country, state, or region. In the U.S., the federal government provides grants read more

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Investments glossary

Valuation Period

The valuation period is the time period at the end of a given period of time during which value is determined for variable investment options. Valuation is the calculation of a product’s value and is typically done by appraisers at the end of each read more