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Investments glossary

403(b) Plan


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Drugs are not always necessary, but belief in recovery always is.

— Norman Cousins

A 403(b) plan (written variously as a 403b or 403 b plan) is a retirement account for certain employees of public schools and tax-exempt organizations. Participants include teachers, school administrators, professors, government employees, nurses, doctors, and librarians. Religious ministers may also participate in these plans. Note, however, that there’s a special plan type—a 403(b)(9)—that’s designed specifically for employees of religious institutions.


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