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Investments glossary

Hurricane Insurance


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Oil prices will keep breaking new records until other countries move to nuclear and alternative energy sources or we discover massive new reserves and increase production dramatically over the next few years.

— Med Jones

Actually, hurricane insurance doesn’t exist as a specific, separate type of policy. The term usually refers to what is, strictly speaking, a hurricane deductible on a homeowners insurance policy: an extra amount a homeowner must pay before the insurer will cover the damage or destruction caused by a hurricane. A percentage of the property’s worth, this deductible is common in 19 hurricane-prone states and Washington D.C.

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