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Quotes of the day:
I, on the other hand, have a degree from the University of Life, a diploma from the School of Hard Knocks, and three gold stars from the Kindergarten of Getting the Shit Kicked Out of Me.
A legal rate of interest is the highest rate of interest that can be legally charged on any type of debt, for which a lender must adhere to. The legal rate of interest applies to all types of debt, although certain types of debt may carry a higher legal rate than another – for instance, the legal limit on a payday lender may be higher than the legal limit on a student loan. The limit is set to prevent lenders from charging borrowers excessive interest rates.
Time value of money | Interest and debt | Finance & Capital Markets | Khan Academy
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