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Reality is the crutch for people who can\'t cope with drugs.
A life income fund (LIF) is a type of registered retirement income fund (RRIF) offered in Canada that can be used to hold locked-in pension funds as well as other assets for eventual payout as retirement income. A life income fund cannot be withdrawn in a lump sum. Owners must use the fund in a manner that supports retirement income for their lifetime. Each year’s Income Tax Act specifies the minimum and maximum withdrawal amounts for RRIFs, which encompasses LIFs. The Income Tax Act’s RRIF stipulations take into consideration fund balances and an annuity factor.
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