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Quotes of the day:
I wouldn\'t recommend sex, drugs or insanity for everyone, but they\'ve always worked for me.
A life settlement refers to the sale of an existing insurance policy to a third party for a one-time cash payment. Payment is more than the surrender value, but less than the actual death benefit. After the sale, the purchaser becomes the policy’s beneficiary and assumes payment of its premiums. By doing so, he or she receives the death benefit when the insured dies.
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