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I\'m in favor of legalizing drugs. According to my values system, if people want to kill themselves, they have every right to do so. Most of the harm that comes from drugs is because they are illegal.
Loan grading is a classification system that involves assigning a quality score to a loan based on a borrower’s credit history, quality of the collateral, and the likelihood of repayment of the principal and interest. A score can also be applied to a portfolio of loans. Loan grading is part of a lending institution’s loan review or credit risk system and is usually an aspect of the credit underwriting and approval processes.
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