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Better stop short than fill to the brim. Oversharpen the blade, and the edge will soon blunt. Amass a store of gold and jade, and no one can protect it. Claim wealth and titles, and disaster will follow. Retire when the work is done. This is the way of heaven.
A mortgage recast—also called a loan recast—is a feature in some types of mortgages where the remaining payments are recalculated based on a new amortization schedule. During a mortgage recasting, the borrower pays a large sum toward their principal, and their mortgage is then recalculated based on the new balance. Some mortgages have a scheduled recast date, which is the date when the lender will calculate a new amortization schedule based on the mortgage’s remaining principal balance and term.
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