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Investments glossary

Office of the Superintendent of Financial Institutions (OSFI)


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The Office of the Superintendent of Financial Institutions (OSFI) is an independent agency of the Government of Canada. The agency is responsible for the supervision and regulation of banks, insurance companies, and trust and loan companies. They also regulate private pension plans which are subject to federal oversight. The agency’s stated goals are to protect depositors, policyholders, the financial institution (FI), creditors and pension plan members while allowing financial institutions to compete and take reasonable risks.

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