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Investments glossary

Origination Points


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Quotes of the day:

Chains are chains even if made of gold, they just tie you.

— Patrick Mahony

Origination is a step-by-step process that every borrower must complete to obtain a mortgage or home loan. Meanwhile, origination points represent the fees that borrowers pay to lenders or loan officers to compensate for evaluating, processing, and approving mortgage loans. They represent a way to pay closing costs and these fees are negotiable among lenders.

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