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Investments glossary

Reference Number


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Old is gold, but new is platinum.

— Amit

A reference number is a unique identifier assigned to any financial transaction including those made using a credit or debit card. The reference number is created technologically and designated for a single transaction. A reference number helps an institution identify transactions in records and electronic databases used to monitor transactions associated with a card. Reference numbers from each transaction on a customer’s account are usually included in a cardholder’s monthly statement.


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