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Substantially Equal Periodic Payment (SEPP)


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— Aaron Kesselheim

Substantially Equal Periodic Payment, or SEPP, is a method of distributing funds from an IRA or other qualified retirement plans prior to the age of 59½ that avoids incurring IRS penalties for the withdrawals. Typically, an individual who removes assets from a plan prior to that age will pay an early withdrawal penalty of 10% of the distributed amount.

25-Use the Substantially Equal Periodic Payments SEPP exemption to avoid the 10% early withdrawal pe
25-Use the Substantially Equal Periodic Payments SEPP exemption to avoid the 10% early withdrawal pe
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25-Use the Substantially Equal Periodic Payments SEPP exemption to avoid the 10% early withdrawal pe
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2:54
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Date posted
Jul 10, 2019
What Are Substantially Equal Periodic Payments?
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What Are Substantially Equal Periodic Payments?
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10:56
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Date posted
Aug 14, 2021
What are Substantial Equal Payments? (SEPP)
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What are Substantial Equal Payments? (SEPP)
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4:45
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45
Date posted
Jul 15, 2021

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