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If we want a love message to be heard, it has to be sent out. To keep a lamp burning, we have to keep putting oil in it.
A take-out loan is a type of long-term financing that replaces short-term interim financing. Such loans are usually mortgages with fixed payments that are amortizing. Institutions that issue take-out loans are normally large financial conglomerates, such as insurance or investment companies, while banks or savings and loan companies usually issue short-term loans, such as a construction loan.