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Civilization is drugs, alcohol, engines of war, prostitution, machines and machine slaves, low wages, bad food, bad taste, prisons, reformatories, lunatic asylums, divorce, perversion, brutal sports, suicides, infanticide, cinema, quackery, demagogy, strikes, lockouts, revolutions, putsches, colonization, electric chairs, guillotines, sabotage, floods, famine, disease, gangsters, money barons, horse racing, fashion shows, poodle dogs, chow dogs, Siamese cats, condoms, peccaries, syphilis, gonorrhea, insanity, neuroses, etc., etc.
A tax-sheltered annuity is a type of investment vehicle that lets an employee make pretax contributions into a retirement account from income. Because the contributions are pretax, IRS does not tax the contributions and related benefits until the employee withdraws them from the plan. Since the employer can also make direct contributions to the plan, the employee gains the benefit of having additional tax-free funds accruing.
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