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Investments glossary

Years Certain Annuity


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Quotes of the day:

All that glitters is not gold, and things that look warm are often cold!

— Yassine Aumerally

A years certain annuity is a retirement income product that pays the holder a continuous periodic income, generally monthly, for a specified number of years. Like all annuities, it is used to provide a steady income during retirement. However, what makes a years certain annuity unique is that it provides that income for a predetermined length of time regardless of how long the annuitant lives.


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