I believe that the great Creator has put ores and oil on this earth to give us a breathing spell. As we exhaust them, we must be prepared to fall back on our farms, which is God\'s true storehouse and can never be exhausted. We can learn to synthesize material for every human need from things that grow.
— George Washington Carver
Zero liability policy is a condition in a credit card agreement stating that the card holder is not responsible for unauthorized charges. The zero liability policy that all major credit card issuers provide to all card holders means that any fraudulent charges that are reported or that the credit card issuer detects will be removed from the account and the account holder will not have to pay for them.