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Investments glossary

Gross Debt Service Ratio (GDS)


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The gross debt service (GDS) ratio is a debt service measure that financial lenders use to assess the proportion of housing debt that a borrower is paying in comparison to their income. The gross debt service ratio is one of several metrics used to qualify borrowers for a mortgage loan and determine the amount of principal offered.

What is Gross Debt Service Ratio (GDS)
What is Gross Debt Service Ratio (GDS)
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What is Gross Debt Service Ratio (GDS)
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0:51
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25
Date posted
Dec 17, 2020
MES40S Home Finance Lesson 4: GDSR: Gross Debt Service Ratio
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MES40S Home Finance Lesson 4: GDSR: Gross Debt Service Ratio
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11:16
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68
Date posted
May 4, 2020
How to Calculate Debt Service Ratios - Mortgage Math #2 with Ratehub.ca
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How to Calculate Debt Service Ratios - Mortgage Math #2 with Ratehub.ca
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2:32
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53,850
Date posted
Dec 18, 2012

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